The Federal Trade Commission (FTC), the nation's consumer protection agency, enforces the
Fair Debt Collection Practices Act (FDCPA), which prohibits debt collectors from using abusive, unfair,
or deceptive practices to collect from you.
The Fair Credit Reporting Act, is U.S. Federal Government legislation enacted to promote the accuracy, fairness, and privacy of
consumer information contained in the files of consumer reporting agencies.
The Health Insurance Portability and Accountability Act Privacy Rule establishes national standards
to protect individuals’ medical records and other personal health information and applies to health plans,
health care clearinghouses, and those health care providers that conduct certain health care transactions
The Telephone Consumer Protection Act restricts telephone solicitations (i.e., telemarketing) and the
use of automated telephone equipment.
The Health Information Technology for Economic and Clinical Health Act widens the scope of privacy
and security protections available under HIPAA; it increases the potential legal liability for
non-compliance; and it provides for more enforcement.
The Payment Card Industry Data Security Standard is a proprietary information security standard for
organizations that handle branded credit cards from the major card schemes.